Personal Insurance:

We Represent You First

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When it comes to your family’s assets, your insurance protection is not a commodity that should be purchased without advice from a professional. At Brown & Brown we offer the services of licensed insurance professionals who have the knowledge and expertise to design an insurance program that will effectively and economically suit your needs. Our goal is to provide our clients with the highest degree of professionalism possible. Our friendly and knowledgeable staff partner with our clients to build long term relationships based on understanding, integrity and trust. Your Brown & Brown professional advisor will work with you to develop a personal insurance plan that is customized around your preferred level of protection. As an independent insurance agent we have access to a variety of carriers offering insurance products that include:

Home Insurance

We will help you protect your investment with a comprehensive homeowners plan. We will evaluate your protection needs for your home, other structures on the property, personal belongings, living expenses, personal legal liability, home replacement guarantee and replacement cost coverage.

In-Home Businesses

If you are a business owner operating your business from your home, you need a home-based commercial insurance plan to cover your business property and any liability risks related to your business operation.

Tenant & Vacant Dwellings

Just because you don’t occupy a property doesn’t mean you are not liable for accidents or mishaps that occur there. It is well worth your time – and your peace of mind – to explore all of these risks with a trusted Spain Advisor.

Motor Homes & Travel Trailers

Recreational vehicles provide a great source of entertainment as well as risk. Having the appropriate coverage for all types of recreation vehicles should be a part of any personal insurance program.


We have excellent plans available through reputable auto insurers providing compulsory vehicle coverage, bodily injury, medical, collision, comprehensive, towing and more.


You will be able to ride in peace – as well as freedom – with an expertly crafted motorcycle policy. We have specialists who know this terrain. You can trust us to properly assess and manage your damage and liability risks.

Fine Arts

Insuring high value collectibles is an art. Let our professional Advisors show you the beauty of working with an expert.


Whether they are sentimental, expensive, or both, valuable items can be insured with the proper coverage arranged by our professional Advisors.


It’s your life, and it goes on even when you are not there. Everything you have built, the responsibilities you have undertaken and the future of your family can continue with the right insurance coverage. That’s why we are here.


Our disability insurance can help you plan for the unexpected. Whether you need to supplement your current coverage or build a comprehensive disability program, our Advisors are here to help!

Flood & Earthquake

Typical homeowners policies do not cover the damages caused by natural disasters like earthquakes and flooding. Make sure that you have adequate coverage in place in order to protect your investment.

Personal Umbrella & Excess Liability

Our umbrella insurance policy provides additional liability coverage above the limits of your homeowners, renters, auto, or boat insurance policies. This protection is designed to kick in when the liability on these other policies has been exhausted. Additionally, umbrella policies provide coverage for claims that may be excluded in your current policies such as false arrest, libel or slander, and liability coverage on rental units you own.

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For more information, call us at: (800) 247-5521

Brown & Brown of New York, Inc. dba Spain Agency

625 Route 6, Mahopac, NY 10541

Ph: (845) 628-4500     |     Toll-Free: (800) 247-5521     |     Fax: (845) 628-1804     |     Email: